Paraga

Overview

Insights help you turn your spending data into better daily habits.
By reviewing reports regularly, you can understand your behavior, spot problems early, and make smarter financial decisions.

You don’t need to change everything—small adjustments make a big difference.

1. Review Your Spending Regularly

Make it a habit to check Insights:

  • Weekly → for daily spending control
  • Monthly → for bigger patterns

This helps you stay aware of where your money goes instead of guessing.

2. Identify Your Top Spending Categories

Look at which categories take the biggest portion of your expenses.

Ask yourself:

  • Is this spending necessary?
  • Can I reduce it slightly?
  • Is it aligned with my priorities?

Even a small cut in one category can improve your savings.

3. Compare Income and Expense

Insights clearly show whether:

  • You spend less than you earn ✅
  • Or spend more than you earn ❌

If expenses are higher than income, it’s a sign to:

  • Adjust your budget
  • Reduce non-essential spending

4. Spot Unusual Spending

Insights help you detect:

  • Sudden spikes
  • One-time high expenses
  • Repeating overspending patterns.

Recognizing these early prevents bad habits from repeating.

5. Use Insight Together with Budget

Insights work best when combined with budgets:

  • Check which categories often exceed limits
  • Adjust budgets based on real data
  • Set realistic goals for next month

This turns insights into action.

6. Track Progress Over Time

Compare:

  • This month Vs last month
  • Current period vs Previous period

Seeing improvement—even small—helps build motivation and consistency.

Tips for Better Habits

  • Check Insight before creating a new budget
  • Keep categories clean and consistent
  • Review data honestly, without pressure
  • Focus on progress, not perfection.